Kotak Mahindra Bank: self-reported financial from an automated decision

The author's Kotak Mahindra Bank account was frozen by an automated fraud detection system flagging transactions as out of pattern, and remains frozen over 30 days later despite completing all requested KYC and document submissions.

Date it happened

2026-03-23

Organisation involved

Kotak Mahindra Bank

This is a record of what was reported, not a finding that anyone broke the law. If it names your organisation and you believe it is wrong, the corrections process is free and open to everyone.