LoanDepot algorithm denied mortgage to Black couple in Charlotte
In August 2019, Crystal Marie and Eskias McDaniels, a Black couple, were denied a mortgage for a house in Charlotte, North Carolina, by loanDepot's automated underwriting algorithm. The algorithm rejected the application because Crystal Marie was a contractor, not a full-time employee, despite her high credit score and income. After the couple enlisted their real estate agent and employer to intervene, the lender reversed the decision and cleared them to close. The couple alleged that race played a role in the denial, which loanDepot denied.
- Company involved
- loanDepot
- AI system involved
- Classic FICO and Fannie Mae/Freddie Mac automated underwriting software
10 source articles · read the reporting →
Ajin USA pleads guilty after worker crushed by robot in Alabama
In 2016, 20-year-old Regina Allen Elsea was killed at the Ajin USA auto parts plant in Cusseta, Alabama, when a robotic machine abruptly restarted and crushed her while she was clearing a sensor fault. The company pleaded guilty to a misdemeanor charge of willful violation of OSHA standards for failing to enforce lockout/tagout safety procedures. Ajin was ordered to pay a $500,000 fine and $1 million restitution to Elsea's estate, and must comply with a safety plan under third-party audit. A separate civil lawsuit by her family is ongoing.
- Company involved
- Ajin USA
10 source articles · read the reporting →
TSA body scanners trigger invasive searches of transgender travellers
Transgender and gender nonconforming travellers in the US allege that Transportation Security Administration full-body scanners, which require officers to select a binary gender, routinely flag their bodies as anomalies, leading to humiliating and invasive pat-downs. Travellers including Olivia, Terra Fox and Allister McGuire describe being pressured to expose their genitals or strip in private rooms after alarms, with one woman saying she was forced to show her penis to female officers who then cleared her. The TSA says it is committed to treating all travellers equally and has introduced new transgender awareness training, but internal complaint data shows a disproportionate number of civil rights complaints relate to screening of transgender people. ProPublica’s review of 174 traveller accounts found that most did not file a formal complaint, often from fear of outing themselves or not knowing how.
- Company involved
- Transportation Security Administration
- AI system involved
- Full-body scanner
1 source article · read the reporting →
