Nova Credit
What the automated decision is: Nova Credit turns foreign credit histories (Credit Passport) and bank cash-flow and income data (Cash Atlas, Income Navigator) into reports and scores that lenders use to approve or decline applicants.
WF-P-000173
- Made by
- Nova Credit Inc.
- Products
- Cash Atlas · Credit Passport · Income Navigator
- In court
- 0 cases name it as a party
Where we have looked
Searched through CourtListener / RECAP, last read 2026-10-08:
- US federal district, appellate and bankruptcy dockets — 235 courts105 district, 14 appellate, 95 bankruptcy and 21 special federal courts
- published opinions, including state supreme and appellate courts — 384 courts, including 53 state supreme courts53 state supreme, 62 state appellate, 6 state trial and 28 state special courts, plus the federal courts above
County and municipal courts are not searched, and neither is anything outside the United States. A count of nought means we found nothing where we looked, not that nothing exists.
Relationship map
Everything this page holds on Nova Credit, connected. Each point opens the record, the court docket or the source behind it.
Click any point to open it. Scroll to zoom, drag to move.
The same links as a list
- Platform: Nova Credit
- Vendor: Nova Credit Inc.
- Products: Cash Atlas · Credit Passport · Income Navigator
What we hold, by kind
Incidents—
No incident on the record names Nova Credit yet.
Bias allegations, by product—
None found yet.
Allegations from incidents and court cases. An allegation is not a finding.
False positives and false negatives—
None found yet.
Reports describing a wrong flag or rejection (false positive) or a missed one (false negative), picked out by their wording; not yet classified by a person.
Regulatory actions—
None found yet in the regulators we search (FTC, CFPB, EEOC, NHTSA) or its filings.
Settlements—
None found yet in its filings or the cases we hold.
Audits—
No published audit found yet.
Bias audits the vendor says were done, and audit-based certifications.
Academic studies—
Not collected yet: studies of this platform are a source we are adding.
Verified deployments
0 lenders we can evidence on Nova Credit, from addresses they run on its domain and from Nova Credit’s own customer stories. Which ones, and since when, is a Professional feature.