Scienaptic AI
What the automated decision is: Scienaptic's AI credit-decisioning models approve, decline and price consumer loans for credit unions and banks, with FraudShield flagging fraud.
WF-P-000174
- Made by
- Scienaptic Systems Inc.
- Products
- FraudShield · iCUE · LendSmart
- In court
- 0 cases name it as a party
Where we have looked
Searched through CourtListener / RECAP, last read 2026-10-08:
- US federal district, appellate and bankruptcy dockets — 235 courts105 district, 14 appellate, 95 bankruptcy and 21 special federal courts
- published opinions, including state supreme and appellate courts — 384 courts, including 53 state supreme courts53 state supreme, 62 state appellate, 6 state trial and 28 state special courts, plus the federal courts above
County and municipal courts are not searched, and neither is anything outside the United States. A count of nought means we found nothing where we looked, not that nothing exists.
Relationship map
Everything this page holds on Scienaptic AI, connected. Each point opens the record, the court docket or the source behind it.
Click any point to open it. Scroll to zoom, drag to move.
The same links as a list
- Platform: Scienaptic AI
- Vendor: Scienaptic Systems Inc.
- Products: FraudShield · iCUE · LendSmart
What we hold, by kind
Incidents—
No incident on the record names Scienaptic AI yet.
Bias allegations, by product—
None found yet.
Allegations from incidents and court cases. An allegation is not a finding.
False positives and false negatives—
None found yet.
Reports describing a wrong flag or rejection (false positive) or a missed one (false negative), picked out by their wording; not yet classified by a person.
Regulatory actions—
None found yet in the regulators we search (FTC, CFPB, EEOC, NHTSA) or its filings.
Settlements—
None found yet in its filings or the cases we hold.
Audits—
No published audit found yet.
Bias audits the vendor says were done, and audit-based certifications.
Academic studies—
Not collected yet: studies of this platform are a source we are adding.
Verified deployments
0 lenders we can evidence on Scienaptic AI, from addresses they run on its domain and from Scienaptic AI’s own customer stories. Which ones, and since when, is a Professional feature.