The record

Where automated decisions went wrong

Incidents gathered from public reporting around the world. Each one links to the articles it came from. None of it is a finding that anyone broke the law.

Reports people file about their own experience are not shown here and never will be without their agreement. Tell us what happened to you.

Clear

233 incidents closest to “Upstart personal loans” · matched on meaning · public reporting

WF-RODNM31 Mar 2020

UK government's Spotlight algorithm denies funding to independent cinemas

The UK government's Culture Recovery Fund used an automated due diligence tool called Spotlight, designed by the Cabinet Office, to process grant applications. The algorithm is accused of excluding smaller, community-focused independent cinemas and arts organizations in favour of larger institutions, a practice the article describes as automated cultural elitism. The National Audit Office has confirmed the criteria, and Arts Council England is investigating cases of potential fraud, while many venues report struggling to survive.

Company involved
UK Government Cabinet Office
AI system involved
Spotlight

6 source articles · read the reporting →

Lawsuit: AI Illegally Recorded Doctor-Patient Encounters - BankInfoSecurity

The system recorded and transcribed patient-doctor conversations without patients' informed consent.

Company involved
Sutter Health and MemorialCare
AI system involved
Abridge AI platform

1 source article · read the reporting →

Call Vendors Skirt Wiretap Suit Over AI Transcription Tool - Law360

The system recorded and analyzed patient phone calls without their consent.

Company involved
Heartland Dental LLC

1 source article · read the reporting →

Not Again! A Second Talkdesk Customer Is Sued for Its Use of Contact Center AI - cxtoday.com

The system intercepted, recorded, and analyzed the communications of LegalShield customers without their consent.

Company involved
LegalShield
AI system involved
Talkdesk CCaaS

1 source article · read the reporting →

WF-LL782926 May 2023

Chevrolet class action claims automaker eavesdrops on private customer chats - Top Class Actions

The system intercepted, analyzed, and collected customer chat information without consent, potentially creating targeted content and customized experiences.

Company involved
The General Motors Company d/b/a Chevrolet
AI system involved
Chevrolet customer chat feature

1 source article · read the reporting →

WF-Q7SX203 Jun 2019

Centrelink victim's mum reveals cruel twist years after son's $1,795 debt notice - Yahoo Finance Australia

The system determined Jarrad Madgwick owed a debt and made him ineligible for Centrelink payments.

Company involved
Services Australia
AI system involved
Robodebt

1 source article · read the reporting →

Wingstop class action alleges company captured, stored customer voiceprints from phone orders - Top Class Actions

The system collected and stored voiceprints of customers placing phone orders without their consent.

Company involved
Wingstop
AI system involved
ConverseNow

1 source article · read the reporting →

Universal and Warner press court to end US musicians’ lawsuit over Udio, Suno deals - Music Business Worldwide

Record labels licensed union musicians' recordings to AI music companies without additional payment or credit.

Company involved
Universal Music Group, Warner Records
AI system involved
Suno, Udio

1 source article · read the reporting →

United Airlines Chatbot Gave Wrong Travel Credit Info - Hoodline

The chatbot told a customer her $200 travel credit would last five years instead of one year.

Company involved
United Airlines

1 source article · read the reporting →

“Listen Up” if Your AI Policy Does Not Cover AI Recording Issues –Another Class Action Lawsuit Filed Over Third Party…

AI system recorded and analyzed calls between a dental company and its patients

Company involved
dental company

1 source article · read the reporting →

Talkdesk Hit With Class Suit Over Customer Service Software - news.bloomberglaw.com

The system secretly recorded and analyzed customer service conversations of callers to Patagonia and Zumiez without consent.

Company involved
Talkdesk Inc.
AI system involved
CX Cloud

1 source article · read the reporting →

WF-V4D9MI6 Jul 2026

Who Gives A Crap suspends AI agent after email error said prices would double - SmartCompany

The AI agent incorrectly confirmed a doubled subscription price to a customer.

Company involved
Who Gives A Crap

1 source article · read the reporting →

ConverseNow Stuck With Wiretap Lawsuit Over AI Voice Assistant - news.bloomberglaw.com

The AI voice assistant intercepted and collected consumer customer-service calls in real time.

Company involved
ConverseNow Technologies Inc.
AI system involved
virtual assistant

1 source article · read the reporting →

Safaricom sued over AI use in customer service and M-PESA decisions - nation.africa

The AI system determined access to services, processed financial transactions, and handled customer complaints for Safaricom customers.

Company involved
Safaricom PLC

1 source article · read the reporting →

Class action claims Navy Federal allows AI co. to monitor, record calls - Top Class Actions

The system intercepted, recorded, and analyzed customer service calls without consent, affecting the privacy of callers.

Company involved
Navy Federal Credit Union
AI system involved
Verint Real-Time Agent Assist

1 source article · read the reporting →

State Farm hit with lawsuit over AI bias, discrimination and unpaid insurance claims - beinsure.com

Denied or canceled insurance policies and delayed claim payments to policyholders, disproportionately affecting Black and nonwhite, disabled, and abuse survivor policyholders.

Company involved
State Farm

1 source article · read the reporting →

Austin logs 8 robotaxi crashes as Tesla, Waymo grow Texas fleets - Yahoo

The autonomous vehicle collided with an e-bike rider, causing minor injuries.

Company involved
Avride
AI system involved
Avride autonomous vehicle

1 source article · read the reporting →

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