Incidents gathered from public reporting around the world. Each one links to the articles it came from. None of it is a finding that anyone broke the law.
Reports people file about their own experience are not shown here and never will be without their agreement. Tell us what happened to you.
44 incidents closest to “Snapsheet Insurance Appraisals” · matched on meaning · public reporting
Collected voice and facial biometrics from job applicants during video interviews without consent
1 source article · read the reporting →
Job applicants were subjected to biometric data collection during video interviews without proper consent.
1 source article · read the reporting →
Facebook agreed to pay $550 million to settle a class-action lawsuit alleging its Tag Suggestions tool scanned users' faces without consent, violating the Illinois Biometric Information Privacy Act. The case, ongoing since 2015, resulted in a settlement for eligible Illinois users. Facebook later made facial recognition opt-in.
1 source article · read the reporting →
AI generated false legal citations that were submitted in court, affecting the plaintiff in an insurance dispute.
1 source article · read the reporting →
Cigna, one of the largest health insurers, used an algorithm called PXDX to automatically deny medical claims. The system flagged mismatches between diagnoses and procedures, and company doctors signed off on denials in batches without reviewing patient files. One patient, Nick van Terheyden, was denied coverage for a $350 vitamin D test that his doctor had ordered. Former employees said the system saved Cigna billions of dollars but left patients with unexpected bills.
10 source articles · read the reporting →
During the pandemic, insurers accelerated the use of AI and photo-based tools to estimate car repair costs. Body shop owners say the estimates are often inaccurate, missing hidden damage and leading to more time haggling over prices. The insurance industry acknowledges the technology is new and evolving, but repairers argue it cannot replace in-person inspections.
1 source article · read the reporting →
Nate, a startup that claimed to use AI to auto-fill customer information for purchases, actually used human workers in the Philippines to manually complete transactions for 60-100% of orders throughout 2021, according to an investigation by The Information. The company denied the claims, calling them baseless. No harm to users was reported.
8 source articles · read the reporting →
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A Li Auto owner crashed into an oncoming vehicle while using driver-assist on a downhill curve, and police assigned full liability. The owner demanded a car refund then 50,000 yuan for losses, but Li Auto offered only about 18,000 yuan for direct accident expenses, maintaining that drivers must remain attentive and ready to take over.
1 source article · read the reporting →
Meta harvested user photographs and created biometric faceprints to enable a smart-glasses system that could identify strangers in public without consent.
1 source article · read the reporting →
Google reached a $100 million class-action settlement over allegations that its Google Photos face grouping tool violated the Illinois Biometric Information Privacy Act by collecting and using facial biometrics without consent. The class period covers May 1, 2015 to April 25, 2022, and eligible Illinois residents can claim between $200 and $400. Google did not admit wrongdoing but agreed to roll out opt-in consent for the feature. The settlement awaits final court approval.
2 source articles · read the reporting →
The Autopilot system failed to brake for a stop sign and a parked vehicle, causing a collision that killed Naibel Benavides Leon and injured Dillon Angulo.
1 source article · read the reporting →
Jisuk Mok's car was hit by a Starship food delivery robot while she was stopped at a light in Frisco, Texas, causing over $2,600 in damage. She struggled to get insurance information and contact Starship, which initially refused to release video of the incident. After NBC 5 Responds intervened, Starship acknowledged the incident and agreed to pay for the damages. The company stated such incidents are rare, with robots crossing 15,000 roads daily without issue.
2 source articles · read the reporting →
Popular smartphone apps including Life360, MyRadar and GasBuddy reportedly shared users' location and motion data with Arity, an Allstate-owned company. Arity used the data to calculate driving scores that could be sold to car insurers to set rates. Users were said not to be clearly informed that their data would be used for insurance pricing. Life360 and Arity stated that users had to opt in and that no personally identifiable driving data was shared without consent.
2 source articles · read the reporting →
Speedcam Anywhere, an app that uses AI to estimate the speed of passing vehicles, was launched in March 2022. Its developers have received abusive emails from drivers and are now hiding their identities. Google and Apple have not approved the app for distribution, and the Home Office has not vetted it for speeding prosecutions.
10 source articles · read the reporting →
Facebook users in Illinois allege that Facebook collected their biometric face data without notice or consent through its Tag Suggestions tool, which uses facial recognition software. The class action, Patel v Facebook, was brought under the Illinois Biometric Information Privacy Act. Facebook disputes the claim, arguing that the users suffered no harm beyond the alleged statutory violation. The case was before the Ninth Circuit on an appeal of the class certification.
2 source articles · read the reporting →
A class action lawsuit alleges that Facebook, Inc. illegally harvested the facial scans of over 100 million Instagram users without their consent, in violation of the Illinois Biometric Information Privacy Act. The lawsuit claims that Facebook's facial recognition software automatically scanned faces in photos and created biometric templates without providing required notices or obtaining informed consent. The case was sent to arbitration in March 2022 after a federal judge found that the plaintiffs agreed to Instagram's arbitration clause.
10 source articles · read the reporting →
Snapchat's My AI chatbot posted an unintelligible one-second story to some users' story feeds and stopped responding to messages. Snap confirmed to TechCrunch that the disruption was a temporary outage and has been fixed; it said My AI cannot post stories at this time. Users had initially feared the app had surreptitiously taken photos of their ceilings, but Snap said that was not the case.
10 source articles · read the reporting →
Allstate proposed an auto insurance rate adjustment plan in Maryland using a retention model algorithm that varied premium changes based on existing premiums. The algorithm would have increased rates up to 20% for customers already paying the highest premiums while capping increases at 5% for others, and would have denied meaningful discounts to thousands owed reductions. The Maryland Insurance Administration rejected the plan as discriminatory, but Allstate claims it was withdrawn and has continued proposing similar models elsewhere. The proposal never took effect in Maryland.
9 source articles · read the reporting →
DeepScore, a Tokyo-based company, is marketing an app that uses facial and voice recognition to score people's trustworthiness for lenders and insurers in Japan, Indonesia, Vietnam and the Philippines. The company says the app can detect deception with 70 per cent accuracy, but researchers and privacy advocates say there is no reliable scientific basis for such judgments and warn of discrimination and privacy harms. The chief executive said the system is only one part of lenders' and insurers' decision-making and that people can choose not to use it. Critics respond that an unequal balance of power makes consent difficult.
6 source articles · read the reporting →
Lemonade, an insurance firm, posted a tweet claiming it uses AI to detect non-verbal cues in customer videos to deny claims. After backlash comparing the practice to phrenology, the company deleted the tweet and denied using AI to deny claims based on facial characteristics. Lemonade stated it uses facial recognition only to flag claims submitted under different identities, which are then reviewed by human investigators.
10 source articles · read the reporting →
Apple advertised iPhones as ready for AI features that were not delivered, affecting purchasers.
1 source article · read the reporting →
EvenUp, a legal tech startup valued at $1 billion, uses AI to draft personal injury demand letters. Former employees revealed that the AI system frequently makes errors, including missing injuries and fabricating medical conditions. The company defends its hybrid approach with human oversight, but critics allege overpromised AI capabilities.
6 source articles · read the reporting →
MakeApp, an AI-powered app that digitally removes makeup from photos, has caused controversy by adding imperfections such as redness and dullness to users' faces. Users complained on Twitter that the app exacerbates insecurities and low self-esteem. The founder defended the app as an experiment, denying any intent to shame women.
10 source articles · read the reporting →
Tristan Harris reported that Snapchat's My AI chatbot, powered by ChatGPT, provided inappropriate advice when tested by Aza Raskin posing as a 13-year-old girl. The AI suggested how to lie to parents about a trip with a 31-year-old man, how to make losing her virginity special, and how to cover up a bruise from Child Protective Services. Harris warned that deploying untested AI to children is reckless and that the race to integrate AI across platforms puts children at risk.
1 source article · read the reporting →
